Civil Services Prep

Prelims 2019 · Economy · Question 11

The Service Area Approach was implemented under the purview of

  1. Integrated Rural Development Programme
  2. Lead Bank Scheme
  3. Mahatma Gandhi National Rural Employment Guarantee Scheme
  4. National Skill Development Mission

Answer

Lead Bank Scheme

  • (a) Integrated Rural Development Programme: IRDP was a rural poverty alleviation/self-employment programme. The Service Area Approach (SAA) was not implemented under IRDP. Verdict: Incorrect.
  • (b) Lead Bank Scheme: SAA was introduced in 1989 as an operational framework for rural and semi-urban lending under the Lead Bank Scheme. Verdict: Correct.
  • (c) Mahatma Gandhi National Rural Employment Guarantee Scheme: MGNREGS is a wage-employment programme launched much later and has no link with SAA in banking. Verdict: Incorrect.
  • (d) National Skill Development Mission: This concerns skilling and employability, not branch-based rural credit planning under SAA. Verdict: Incorrect.
  1. The artificially fixed rupee-sterling exchange rate prescribed by the Hilton-Young Commission (1926) was…
  2. In what way(s) does the Vizhinjam International Seaport represent a structural shift in India's maritime trade…
  3. Which of the following is/are the most significant implication(s) of obtaining Oeko-Tex certification for Eri…
  4. Consider the following statements with reference to the Sagarmala Programme of the Government of India : I.…
  5. An e-commerce revenue model where the seller has control over pricing but doesn't keep products in stock and…
  6. Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index…