Civil Services Prep

Prelims 2013 · Economy · Question 34

Which one of the following is likely to be the most inflationary in its effect?

  1. Repayment of public debt
  2. Borrowing from the public to finance a budget deficit
  3. Borrowings from banks to finance a budget deficit
  4. Creating new money to finance a budget deficit

Answer

Creating new money to finance a budget deficit

  • (a) Repayment of public debt: This generally reduces government liabilities and does not directly expand money supply; by itself, it is not the most inflationary. Verdict: Incorrect.
  • (b) Borrowing from the public to finance a budget deficit: This transfers existing purchasing power from the public to the government; money supply does not automatically rise. Verdict: Not the most inflationary.
  • (c) Borrowings from banks to finance a budget deficit: This can be inflationary because bank credit may expand, but it is still less direct than printing money. Verdict: Inflationary, but not the most.
  • (d) Creating new money to finance a budget deficit: Deficit financing through new money creation directly increases money supply and aggregate demand, making it the most inflationary. Verdict: Correct.
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